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Messages posted on the Democratic Underground Discussion Forums are the opinions of the individuals who post them, and do not necessarily represent the opinions of Democratic Underground, LLC. AboutDU | ContactUs | PrivacyPolicy Got a message for Democratic Underground? There are two important matters relating to personal finance that you must perform each year. The first is to file your income tax return, and the second is to review your credit report.
Yes, reviewing your credit report is that important.
Before the enactment of the Fair Credit Reporting Act of 1971, this task would be difficult, if not impossible to free credit reports Rapid City accomplish. However, FCRA Regulation 609 gives you free credit reports Rapid City the right to not only view the contents of your credit report, but to view the contents of your credit report once each year at no cost to you. The Federal Trade free credit reports Rapid City Commission strongly recommends you ignore marketing free credit reports Rapid City advertisements offering you a free copy of your credit report. There are specific free credit reports Rapid City procedures you must follow to get your free report, and the sites or free credit reports Rapid City advertisements you see provide misleading information and hidden fees. Most often, according to free credit reports Rapid City the FTC, these are credit monitoring companies, that, as a condition for receiving your free report, sign you up for their service and charge a monthly fee. company credit check free Others use the offer of a free report to get your free credit reports Rapid City personal information.
If you receive any such offers via email, the FTC recommends forwarding the email to spam@uce.gov. Regulation 609 requires Experian, TransUnion and Equifax, the three main credit reporting agencies, to provide you with a free, free credit reports Rapid City annual copy of your credit report if free credit reports Rapid City you ask for it. The report you receive contains credit facts, such as identifying information, credit and public records free credit reports Rapid City information and a list of recent inquiries.